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HOSPITAL & SURGICAL COVER FOR FOREIGN WORKERS
SPIKPA / SKHPPA Insurance Malaysia
Yearly hospitalisation and surgical insurance for eligible foreign workers in Malaysia.
SPIKPA/SKHPPA helps reduce an employer’s financial burden when an insured foreign worker is admitted to a participating Malaysian government hospital due to accident or illness. Coverage, eligibility and benefits follow Chubb Insurance Malaysia Berhad’s current policy terms.
- RM20,000 overall annual limit per insured person
- Hospital and surgical benefits at eligible government hospitals
- For eligible full-time foreign workers aged 18 to 60
- Online support for individual and bulk corporate applications
✓Typical processing in 1–2 hours for complete applications
READY IN1–2 HOURSFWIG & SPIKPAFor complete applications*
OUR SPECIALISATION
Foreign Worker, Maid & MM2H Insurance
Our core strength is fast, focused support for foreign-worker, foreign domestic helper and MM2H insurance. Send the complete documents and payment details, and we will process your application without unnecessary delay.
Core serviceFWIG InsuranceImmigration guarantee for foreign-worker applications and renewals.Product by Chubb Insurance Malaysia Berhad→Core serviceSPIKPA Insurance RenewalHospitalisation and surgical scheme renewal for foreign workers.Product by Chubb Insurance Malaysia BerhadView official plan details (PDF)↗Optional coverFWCSWorkplace Personal Accident for foreign workers.Product by Chubb Insurance Malaysia BerhadView official plan details (PDF)↗Core serviceMaid InsuranceInsurance for foreign domestic helper applications and permit renewals.Product by Chubb Insurance Malaysia BerhadView official plan details (PDF)↗Core serviceMM2H Medical InsuranceMedical insurance for MM2H applicants and their dependants.Product by Chubb Insurance Malaysia Berhad→
POPULAR EMPLOYER SEARCHES
Foreign worker insurance services in Malaysia
Direct answers for employers searching for insurance pekerja asing, foreign workers insurance, SPIKPA insurance renewal or FWIG insurance.
RENEWAL CHECKLIST
How to prepare a SPIKPA insurance renewal
For a faster review, prepare the employer and worker information requested for the current renewal route. We check the submission before processing and support individual or bulk company applications.
01
Confirm renewal details
Check the worker information, application purpose and required coverage period before submission.
Learn more →02Send complete information
Provide the current documents requested for quotation and processing. Avoid sending sensitive identity details through the website form.
Learn more →03Review policy issuance
Complete applications are processed subject to payment, insurer approval and system availability.
Learn more →Benefits, eligibility and participating hospital arrangements follow the latest official policy documents and scheme requirements.
HOW IT WORKS
From documents to policy in three clear steps
Submit the documents
We check the information required before processing the quotation.
Receive your policy
Complete FWIG and SPIKPA/SKHPPA applications can typically be processed within 1–2 hours. FWCS is also available as a workplace personal accident option, subject to insurer approval and system availability.
WHY WORK WITH US
Built for busy HR and admin teams
A focused service for time-sensitive corporate and residency insurance enquiries.
- ✓One point of contact for three specialist insurance categories
- ✓Support for individual and bulk corporate applications
- ✓Clear document checklist before submission
- ✓Fast WhatsApp response during business hours
FAQ
Frequently asked questions
Can you assist with SPIKPA insurance renewal?+
Yes. We assist employers, HR teams and agencies with eligible individual and bulk renewal submissions.
What does SPIKPA/SKHPPA cover?+
It provides hospitalisation and surgical benefits for eligible insured foreign workers according to the current policy terms, limits and participating hospital arrangements.
What is needed for a SPIKPA renewal quotation?+
The exact checklist depends on the current application route. Send the application type and number of workers so we can confirm the information required.
Is approval guaranteed?+
No. Coverage, premium and acceptance remain subject to the insurer’s current terms, payment, eligibility and system requirements.
REQUEST A QUOTATION
Tell us what insurance you need
Complete this short form. Your enquiry will be prepared and sent directly to our consultant on WhatsApp.
- ✓Suitable for companies, HR teams, agencies and individuals
- ✓FWIG and SPIKPA/SKHPPA applications prioritised
- ✓Authorised Agent under Chubb Insurance Malaysia Berhad
LET'S GET STARTED
Need a quotation for your company or application?
Send us the insurance category and number of persons. We will reply with the required document checklist.